What is included in the Birthday Party / Bar/Bat Mitzvah / Anniversary Enhancement Package?

Cover

SILVER

GOLD

PLATINUM

Presents

$5,000

$7,500

$10,000

Flowers

$5,000

$7,500

$10,000

Photography and Video

$5,000

$7,500

$10,000

DEDUCTIBLE::

$250

$250

$250

Premium

$30.00

$40.00

$50.00

 

PRESENTS & FLOWERS

The Insurer will cover the Insured, following loss or damage to any  presents, attendants' presents or flowers during the period of 7 days prior to the event date shown on the individual binder of insurance online and up to 24 hours after the reception date shown on the individual binder of insurance issued online, whilst at the Insured’s home or at the reception location shown on the individual binder of insurance issued online or in transit between these locations. The Insurer will replace or will pay the reasonable cost of replacing

What is not covered under this section

  1. Any loss by theft not reported to the police within 24 hours of the loss being discovered;
  2. Loss or damage by theft or attempted theft of any  present left in any unattended vehicle, unless the property is left in the locked trunk of the vehicle, concealed from view and there is evidence of violent, visible and forcible entry thereto;
  3. Loss or damage by theft or attempted theft of any  present left unattended or kept in an unlocked room, while at the reception;
  4. Loss or damage arising from wear and tear, deterioration, depreciation, confiscation or detention.
  5. items of cash, which are lost or stolen

 

PHOTOGRAPHS & VIDEO

The Insurer will cover the Insured, up to the amount shown in the policy schedule, for all expenses necessarily incurred to retake the event photographs/video as a direct and necessary consequence of the following: Non-appearance on the event day for any reason of the professional photographer/professional video operator booked for the event;

  1. Loss of or damage to the original film, negatives or digital media by any cause before copies are made;
  2. Non-development of the original film, negatives or digital media. Cover also includes the original video produced by the professional camera operator

What is not covered under this section:

  1. Loss or damage arising from wear and tear, deterioration, depreciation, confiscation or detention

Coverage under this section will only apply if notification of the covered claim is provided to the Insurer within 7 days of the wedding date shown on the individual binder of insurance issued online. All retakes must take place within 30 days of the event date shown on the individual binder of insurance issued online

All subject to a $250 deductible

Click Here to read to full policy terms, limitations and exclusions